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Self Employed Home Loans and Bonds

If you are self employed and looking for a home loan, you have come to the right place!

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QUALIFIED APPLICATIONS

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SELF EMPLOYED BONDS APPROVED

A True Soloution For The Self-Employed

In conjunction with Guaranteed Home Loans, Design a Bond prides itself with an exclusive & excellent bespoke offer to the bond or home loan originating landscape of South Africa.

After numerous years and a prominent success rate for securing home loans for the self-employed segment, Design a Bond was a “no brainer” to finally create and launch a complete solution for the self-employed.

Equipped with strategic long-term relationships within some of the top financial institutions and complimented with our impeccable, pro-active experience, our team will be a complete innovative solution that will aspire to make a difference in the life’s of the SELF-EMPLOYED individual.

Informed, equipped and home loan approved SELF-EMPLOYED individual’s is our game and now more than ever we will be able to stipulate exactly the T’s & C’s with a concrete answer accompanied with a solution to any challenges towards a successful home loan.

We would like our brand to be known as the “true north” when it comes to home loans for the SELF-EMPLOYED. We want our clients to feel informed and have peace of mind with a sense of ownership during our process. TRUST is everything and we want our clients to know that trust is of paramount importance to us!

Apply For A Guaranteed Home Loan

See if you qualify for a guaranteed home loan.

REQUIRED DOCUMENTS

  • Copy of ID Document
  • 3 months personal bank statements
  • 6 months business bank statements
  • Income letter from accountant
  • Last two years financials, signed and dated by accountant and client
  • Management financials not older than 2 months, signed and dated by accountant and client
  • Personal assets and liabilities, signed and dated
  • Personal income and expenses, signed and dated
  • Company documentation of incorporation if a PTY LTD then the COR39 doc and if a Closed Corporation then the CK2 document
  • Share Certificate to show your % percentage shares in the company or letter from the accountant to confirm % percentage shares
Get in touch to start the process

GET STARTED HERE

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First Time Buyer

Self Employed Registration

Investors

We welcome our Investor clients as our Guaranteed Bond process will give you the peace of mind that whether you want to do a Tax transaction under the 13 Sex Act or just starting off with one Investment property in order to grow your portfolio in the future, we’ve got your back.

We understand the value of investing in property and want to be part of your wealth creation process.

So, whether you are buying in an entity or just in your name, we will explain the options to you and can even offer investment property opportunities via our array of developers who work with us.

Clients Who want the best possible Deal

All clients want the best possible deal and ONLY via our home loan channel can we guarantee (sit dit in die logo vorm) you the best home loan package. The banks expect us to give all our clients the best value proposition as well as make sure you are fully informed as to what the whole process entails. We want you to have all the offerings from all the banks in order for you to see how you score. Our skilled consultants will make sure that all the avenues and tools are used to make sure you get the best package and make sure you see all the banks terms and conditions before you decide which bank to accept.

We aim to inform you of all the options and progress of your application as we want a satisfied client once the bond registration process has been finalized.

Clients who expect a guaranteed bond

We know you might have had financial difficulties in the past, whether you have been under debt review or have been sequestrated and completed the rehabilitation process, we are here for you.

We will make sure that all credit bureaus have been updated as well as the banks internal debt review indicators removed before we will submit your bond application. This might take time and we suggest if you first want to see that all is cleared, to make contact with us to go through the process.

This process requires a close working relationship between us and yourself as we need certain court documents and if the credit bureaus have not been updated, there might be a cost involved to go through this process. We will make sure you are directed to the company we use to assist you to clear your credit bureaus if you need this service and all fees will be discussed upfront.

We treat all applications with the utmost confidentiality.

Self Employed

As a self employed individual, we understand that not any set of financial information is the same as another self employed person and not cookie cutter. We proud ourselves in being the premier mortgage origination company to assist self employed individuals to get a taylor made bond. We will work closely with your bookkeeper or accountant and will also provide examples of how we want certain documents presented to make your home loan process more streamlined and understandable to the banks.

For this reason we have created your own personal home loan application process under our Design a bond link. (sit dalk die logo as die link)

We are looking forward to making bond magic for you.

Time Sensitive Buyers

With the clock ticking or whether you are the second purchaser on a property, we will expedite your application to get you a bond approval asap. We will work closely with the transfer attorneys as well as the estate agent in order to get the first purchaser placed under 72 hours. We make a concerted effort to work non stop on your application as we understand the additional pressure to perform.

We can only guarantee a home loan if we submitted the application and cannot work on any other home loan channel’s bond application you might have used before coming to us

First Time Buyer

Welcome to the most exciting process in your life. We are honored to assist you and will make sure that you feel comfortable and very well informed during the course of the home loan application process. As a first time buyer we understand the stress you will be going through and it is our aim to take that away from you to be able to enjoy the process.

We can offer you, as a first time buyer, an array of choice starting with whether you qualify for the costs included or not.

Please complete the form below and we will be in touch to get the process started.
Please complete the form below and we will be in touch to get the process started.
Please complete the form below and we will be in touch to get the process started.